All children who play Little League Baseball and Softball, as well as adults who volunteer as managers, coaches, umpires, official scorekeepers, player agents and safety officers must be covered adequately by accident insurance. Action to require all leagues to carry accident insurance was legislated by the Little League Congress in 1957. Blanket accident coverage is underwritten by an insurance company, not Little League Baseball, Incorporated. However, insurance forms are returned to headquarters for processing – another money-saving measure of direct benefit to local Little Leagues.
Money to pay insurance premiums is raised by chartered leagues in the name of Little League Baseball, and it must be applied to assure the best insurance protection for the lowest cost. Leagues may purchase their insurance from any source, but coverage must be at least comparable to that provided by the low rate plan available to Little League programs. Little League Baseball has campaigned vigorously, and will continue to do so, to provide the best possible insurance coverage at the lowest costs.